Real Returns in Fixed Deposits (FDs)

Equities help beat inflation and give higher returns over the long term.

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The graph illustrates how much real returns you can get by putting your money in FDs.

Assuming a tax bracket of 30.9% and a FD Rate of 7.5%

Even though FDs offer guaranteed returns, after deduction of inflation and tax, the real returns amount to hardly 0.45% of your principal.

Also See

How are Mutual Funds Taxed?

Equity Funds MF Schemes with > 65% of assets in shares of Indian listed Companies Long Term Capital Gains When a mutual fund is redeemed after

Starting early and cost of delay

Start Early and Allow the Magic of Compounding Work for You.

Short Film: "One Idiot"

Short Film: “One Idiot”

Financial education should start at a young age